CAREER PORTAL

Underwriter (HYBRID)

Underwriter (HYBRID) needed for a contract opportunity with Yoh Staffing’s client working in Phoenix AZ .

• Pay Rate: $22-25/hr
• HYBRID-onsite 4 days, 1 day remote
• HOURS: 8am-5pm. Shift will be determined at hiring, must be flexible to work Sat or Sun as this facility is open 7 days/week

What You’ll Be Doing:

• Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
• Reviewing Credit Reports: The primary daily duty involving credit reports is to analyze a borrower's credit history to assess their creditworthiness and the risk associated with lending.
  Income Verification/Tax Return Knowledge for Self-Employed Income: Some portions of the day is dedicated to verifying a borrower's income to confirm their ability to repay the loan. For self-employed individuals, this involves a deeper dive into tax returns.
• Communication (Outlook, Slack, Chat platform) NO PHONES
• Outlook: Used for formal communication, scheduling/review meetings, coaching sessions, and managing daily tasks.
• Slack: Utilized for real-time communication with internal underwriting teams. This allows for quick questions, clarifications, and updates on process changes, fostering a collaborative environment.
• Click to Chat platform: This tool facilitates direct, often immediate, communication with other USAA parties involved in the loan process. Can be used for urgent inquiries, providing status updates, or addressing quick questions that arise during the underwriting review.

Required:

• Underwriting experience in a consumer loan environment is required.

• Analytical Prowess: Look for candidates with strong analytical skills.
• Consumer Lending Credit and Risk Assessment Expertise: A deep understanding of credit principles, risk assessment methodologies, and the ability to interpret credit scores and reports is crucial.
• Income Verification and Tax Return Knowledge: The candidate must be proficient in verifying income, especially for self-employed individuals.
• Regulatory Knowledge: Familiarity with relevant lending regulations, compliance guidelines, and industry standards is a must.
• Attention to Detail and Accuracy: The role demands meticulous attention to detail to ensure all aspects of a loan application are thoroughly reviewed and accurate.
• Communication Skills: While direct customer contact does not occur, strong verbal and written communication skills are vital for interacting with loan officers, processors, and other internal stakeholders to clarify information or explain decisions.
• Problem-Solving and Decision-Making: Underwriters often face complex scenarios requiring critical thinking, sound judgment, and effective problem-solving abilities to make informed decisions under pressure.

What’s In It For You?

• This is a unique opportunity to support our client; one of the world's largest insurance companies. Medical benefits and 401K are available.

Get Hired, Apply Now!
Yoh makes finding and applying for jobs simple. Partner with Yoh Staffing to find the right opportunities across multiple industries in the US and UK. Find out more here!

Recruiter: Lisa Hughes

Estimated Min Rate: $22.00
Estimated Max Rate: $25.00


What’s In It for You?
We welcome you to be a part of the largest and legendary global staffing companies to meet your career aspirations. Yoh’s network of client companies has been employing professionals like you for over 65 years in the U.S., UK and Canada. Join Yoh’s extensive talent community that will provide you with access to Yoh’s vast network of opportunities and gain access to this exclusive opportunity available to you. Benefit eligibility is in accordance with applicable laws and client requirements. Benefits include:

• Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
• Health Savings Account (HSA) (for employees working 20+ hours per week)
• Life & Disability Insurance (for employees working 20+ hours per week)
• MetLife Voluntary Benefits
• Employee Assistance Program (EAP)
• 401K Retirement Savings Plan
• Direct Deposit & weekly epayroll
• Referral Bonus Programs
• Certification and training opportunities

Note: Any pay ranges displayed are estimations. Actual pay is determined by an applicant's experience, technical expertise, and other qualifications as listed in the job description. All qualified applicants are welcome to apply.

Yoh, a Day & Zimmermann company, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Visit https://www.yoh.com/applicants-with-disabilities to contact us if you are an individual with a disability and require accommodation in the application process.

For California applicants, qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. All of the material job duties described in this posting are job duties for which a criminal history may have a direct, adverse, and negative relationship potentially resulting in the withdrawal of a conditional offer of employment.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

By applying and submitting your resume, you authorize Yoh to review and reformat your resume to meet Yoh’s hiring clients’ preferences. To learn more about Yoh’s privacy practices, please see our Candidate Privacy Notice:  https://www.yoh.com/privacy-notice