Sr. Risk Analyst

Category: Banking & Financial Services

Employment Type: Direct Hire

Reference:  BH-391305

Senior Risk Analyst
Direct Hire
Irving, TX (Onsite)
 
The Senior Risk Analyst is responsible for evaluating, monitoring, and mitigating organizational risk across operational, financial, and compliance areas. This role combines hands-on analytical work with strategic risk oversight to support informed decision-making and protect the organization’s assets, performance, and reputation. Working directly with senior leadership, the Senior Risk Analyst develops risk mitigation strategies, oversees data analysis efforts, and ensures effective governance across programs and business functions.
Experience working in actuarial analysis, reinsurance, or within the automotive third-party administration (TPA) ecosystem is strongly preferred, as well as experience collaborating with insurance carriers and supporting state and lender rate filings.
 
Key Responsibilities

  • Perform risk assessments across operational, financial, regulatory, and strategic areas.
  • Conduct detailed vehicle class analysis to assess program performance and loss exposure.
  • Monitor program and vehicle class performance monthly, identifying trends, variances, and anomalies.
  • Recommend pricing adjustments based on loss ratios, performance metrics, and market dynamics.
  • Partner with insurance carriers on pricing strategies, program changes, and risk-sharing models.
  • Prepare and submit rate filings for state regulatory review and lender approval.
  • Support audits and internal control reviews; recommend improvements to enhance governance.
  • Collaborate with legal, compliance, and insurance teams to address contractual and regulatory risks.
  • Track regulatory updates and support revisions to policies and procedures as needed.
  • Produce accurate monthly reporting for programs, producers, agents, and dealer groups.
  • Manage ad hoc reporting requests and complete root cause analysis for data irregularities.
  • Translate business and compliance needs into clear data requirements for analytics and IT teams.
  • Maintain strong data governance practices, including accuracy, security, and retention standards.
  • Mentor junior analysts and provide guidance on analytical methods and risk evaluation.
  • Coordinate cross-functional projects focused on risk mitigation and operational improvements.
  • Act as a liaison between business teams and leadership on risk-related matters.
  • Present findings and recommendations to both technical and non-technical stakeholders clearly and effectively.
 
Qualifications
  • Bachelor’s degree in business, finance, risk management, or a related field.
  • 4–6 years of experience in risk management, compliance, actuarial analysis, or similar functions.
  • Experience in actuarial, reinsurance, automotive TPA, or insurance carrier environments required.
  • Strong background in vehicle class performance analysis and pricing strategy recommendations.
  • Proven experience preparing and filing rates for state regulatory approval and lender approval.
  • Proficiency in SQL, Excel, and business intelligence tools (Python or R is a plus).
  • Strong knowledge of compliance, regulatory frameworks, and governance best practices.
  • Excellent communication, leadership, and stakeholder partnership skills.


 

Estimated Min Rate: $80500.00
Estimated Max Rate: $115000.00


What’s In It for You?
We welcome you to be a part of the largest and legendary global staffing companies to meet your career aspirations. Yoh’s network of client companies has been employing professionals like you for over 65 years in the U.S., UK and Canada. Join Yoh’s extensive talent community that will provide you with access to Yoh’s vast network of opportunities and gain access to this exclusive opportunity available to you. Benefit eligibility is in accordance with applicable laws and client requirements. Benefits include:

  • Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
  • Health Savings Account (HSA) (for employees working 20+ hours per week)
  • Life & Disability Insurance (for employees working 20+ hours per week)
  • MetLife Voluntary Benefits
  • Employee Assistance Program (EAP)
  • 401K Retirement Savings Plan
  • Direct Deposit & weekly epayroll
  • Referral Bonus Programs
  • Certification and training opportunities

Note: Any pay ranges displayed are estimations. Actual pay is determined by an applicant's experience, technical expertise, and other qualifications as listed in the job description. All qualified applicants are welcome to apply.

Yoh, a Day & Zimmermann company, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Visit https://www.yoh.com/applicants-with-disabilities to contact us if you are an individual with a disability and require accommodation in the application process.

For California applicants, qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. All of the material job duties described in this posting are job duties for which a criminal history may have a direct, adverse, and negative relationship potentially resulting in the withdrawal of a conditional offer of employment.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

By applying and submitting your resume, you authorize Yoh to review and reformat your resume to meet Yoh’s hiring clients’ preferences. To learn more about Yoh’s privacy practices, please see our Candidate Privacy Notice:  https://www.yoh.com/privacy-notice


Posted on 12-10-2025

Sr. Risk Analyst

Banking & Financial Services

Risk Management

Direct Hire

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