CAREER PORTAL

Remote- Credit Strategy and Data Manager

Send updated resume to Tymir Black
Tymir.Black@yoh.com
https://www.linkedin.com/in/tymir-black-035914111/
Credit Strategy  and Business Data Manager 
Department: Credit
Overview of Role:
We are seeking a talented Credit Strategy Senior Analyst and Business Data Owner to join our fast-growing startup and play a key role in shaping and maintaining Credit, Servicing, and Collections team.  This individual will be responsible for developing and optimizing credit strategies, conducting performance monitoring, and running simulations to drive continuous improvements that align with profitability and loss objectives.This individual will be responsible for developing and optimizing credit strategies, conducting performance monitoring, and running simulations to drive continuous improvements aligned with profitability and loss objectives.This individual will be responsible for developing and optimizing credit data models. This role serves as the strategic liaison between business lines and technology teams, ensuring data needs across the organization are understood, prioritized, and delivered effectively. This role owns and governs the business data layer, ensuring data assets are accurate, consistent, accessible, and aligned to business goals. The Business Data Owner will work cross-functionally with line-of-business (LOB) leaders, data engineers, and IT to design and maintain the data infrastructure that powers enterprise reporting and analytics. The ideal candidate will have a strong Credit, Collections, Finance background. The ideal candidate has a strong background in data analysis and manipulation, experience with analytical tools and technologies, and a proven ability to generate insights that lead to actionable recommendations for key stakeholders. This is an individual contributor role reporting directly to the Head of Credit.

Responsibilities: 

• Credit Strategy Performance Monitoring and Analytics
• Application Funnel
• Vintage
• Product
• Program 
• Econometric
• Collections Strategy Performance monitoring and Analytics
• Channel strategy; call, text, digital, mail
• Recovery and Litigation
• Portfolio Performance Monitoring and Analytics
• Portfolio 
• Econometric
• Program -  BK,Settlement, Deceased, loan mods …. 
• School Monitoring and Analytics
• Data Mining and Structuring  
• Ad Hoc Strategy and Analytics including Collections strategies
• Strategy Development and monitoring 
• New methodologies and data evaluation
• Cross-Functional Collaboration Engagement & Requirements Gathering: 
• Collaborate with lines of business (LOB) across the enterprise to identify data gaps, define data definitions, identify and resolve data quality issues, and resolve usability issues. 
• Communicate and translate technical concepts back and forth between non-technical and technical audiences effectively.
• Data Infrastructure and Asset Development: 
• Partner with the enterprise data technology team to design and implement scalable data infrastructure and solutions that meet business needs.
• Partner with the internal and external applications and source system data teams to ensure data accuracy, consistency and stability from source system to end user. 
• Work closely with IT to develop and maintain curated data assets that support enterprise reporting, analytics, and operational needs.
• Lead the development, enhancement, and governance of a standardized business data layer that enables consistent analytics and reporting across LOBs.
• Partner with technology data team to develop and control  Power BI tables, data definitions, and semantic models to ensure accuracy and consistency of dashboards and underlying data elements.
• Data Governance support 
• Maintain and govern the enterprise Data Dictionary, ensuring it is up to date, accurate, and easily accessible to data consumers across the business.
• Partner with Cybersecurity team to ensure data encryption along with limiting surface area to reduce exposure to Cyber attacks
• Partner with data team to ensure roles groups are appropriately established that resolve business need will addressing PII and NPI requirements. Skills and Experience:
• Need to have:
• 3+ years of experience in financial services in an analytical or quantitative role
• 3+ years of experience in credit risk or financial 
• 3+years of experience with data mining and structure. Experience with relational databases and analytical tools such as SQL, Python, R or similar applications 
• Strong knowledge of analytical methodologies and problem solving skills
• Attention to detail and numbers with a big picture view to quickly grasp and understand complex problems, impacts and concepts
• Strong knowledge of analytical methodologies and problem solving skills
• Attention to detail and numbers with a big picture view to quickly grasp and understand complex problems, impacts and concepts
• Data: Strong SQL query skills & object oriented programming language (i.e. Python,C#,)
• Microsoft or Google Office Suite (xls skills a must) 
• Business Intelligence Tool experience  
• Nice to have skills:
• Portfolio Management experience
• Pricing Experience
• Source Control (GIT) and Automation
• Econometric modeling
• The capability of expanding quickly into larger responsibilities as the company grows rapidly
• Data project management experience
• Statistical analysis 
• Data: Object oriented programming language (i.e. Python,C#,)
• Portfolio Management experience (1st or 2nd line credit risk experience
   
  
  Estimated Min Rate: $119000.00
  Estimated Max Rate: $170000.00

What’s In It for You?
We welcome you to be a part of the largest and legendary global staffing companies to meet your career aspirations. Yoh’s network of client companies has been employing professionals like you for over 65 years in the U.S., UK and Canada. Join Yoh’s extensive talent community that will provide you with access to Yoh’s vast network of opportunities and gain access to this exclusive opportunity available to you. Benefit eligibility is in accordance with applicable laws and client requirements. Benefits include:

• Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
• Health Savings Account (HSA) (for employees working 20+ hours per week)
• Life & Disability Insurance (for employees working 20+ hours per week)
• MetLife Voluntary Benefits
• Employee Assistance Program (EAP)
• 401K Retirement Savings Plan
• Direct Deposit & weekly epayroll
• Referral Bonus Programs
• Certification and training opportunities

Note: Any pay ranges displayed are estimations. Actual pay is determined by an applicant's experience, technical expertise, and other qualifications as listed in the job description. All qualified applicants are welcome to apply.

Yoh, a Day & Zimmermann company, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Visit https://www.yoh.com/applicants-with-disabilities to contact us if you are an individual with a disability and require accommodation in the application process.

For California applicants, qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. All of the material job duties described in this posting are job duties for which a criminal history may have a direct, adverse, and negative relationship potentially resulting in the withdrawal of a conditional offer of employment.